A little irritated at my FIL

[livaward]

Okay you all know I was hit by hurricane Ike pretty hard. Still haven't gotten the settlement from the insurance but was told that it will be a little more then 20,000 but 15,000 is for the barn damage. The house belongs to my FIL and I was talking to him about the insurance money............the way he was talking is that he was going to take all the insurance money! The house needs repair what are we suppose to do about our broken window, the patio that is falling down, the kitchen floor that is water logged, the trim that blew off, and the shingles for the roof? The reason I think that he is going to keep the money is because he gave us his portion of the calfs 1,200 dollars and said "here this should cover the insurance stuff" I don't know if he meant the repairs or the 1,000 dollar deductible which is usually taken out of the check they give us for repairs. Needless to say if FIL says that he is keeping the 20,000 and not help us with the the repairs I am going to be :cloud: and DH will start looking for a new place. And my BIL can have this house and deal with his dad...........I hate having to go through my FIL on every little thing that needs to be done or what I want to do.............

This house is a prospect if the closing on the 28th doesn't happen........it is right next to our land in the back and DH uncle will sell us part of his inheritance plus the 40 acres we will get but that is totally detached from this house.....

http://search.har.com/engine/dispSearch.cfm?mlnum=7558258&backButton=Y

[lovesfortune]

I hope your FIL meant the deductable. I also have a FIL who owns the barn... we get to use it and we help him take care of his cattle (feed, etc.) in the winter. I really feel your pain.

I hope it all gets worked out!

[42many]

Maybe a casual mention of whether he wants to set up and pay for repair appointments or if he'd rather just give you the check and have you do it? Good luck!!

[vicklynn]

WTH. Whos barn is it? Thats a crappy situation. I think hubby needs to make a stance. The insurance money is for the house and barn, not for FIL to keep.
Sorry, that just pisses me off.

[Equine_Woman]

I would want out anyways. It's never good for family relations to have to go through the inlaws to be able to live on your own. Having your own place is a blessing. I have a Step-Dad who is good to us but requires a lot from us as well and it drives me NUTS!!! Any sort of help he gives has a condition and I've finally hit the point where I just say no thanks to anything he offers. Good luck on whatever you decide!!!

[Steelhorserider]

Hope everything works out....it is hard to deal with family on financial matters. Good luck.

[livaward]

I am having DH talk to his dad this weekend since they are both off from work........we would buy this house from my FIL if he would let us but he finds it unfair to DH brother..............it is just irritating.....and I am praying that that house doesn't close and the sale falls through.......it would be ours

[rums_mom]

I'm confused...........are you closing on your current house on the 28th? Or another one? Taking insurance money to make repairs and not making them is fraud. You might want to mention that little fact. The insurance company is expecting the repairs to be made so that the value of the house is at insured value. If repairs are not made, the value of the house is reduced and the insurance company would not continue to insure it at it's pre-hurrican value. Your fil is walking a very thin line.......

The other house is a great deal. Looks like it needs a lot of work, since it is a foreclosure. But if you can do most of the work yourself you could end up with a very nice house.

[livaward]

No I am not closing on any house.....the house in the link is closing on the 28th but not by us.......I am hoping that the buyers can't get the home or something causes the closing to not happen.........

I am sure that my FIL will do repairs to the house but it will be as minimum as he can get by with.....the window that is broken is double pain and only the outside pains on both top and bottom of the window broke out so to my FIL it doesn't need to be replaced.............he is just a major penny pincher which irritates me for someone who makes 6 digits a year. We've paid the insurance for 3 years now and the taxes on the property not him........

I am making Dh talk with his dad on this and figure out what the heck is going on. But if the house doesn't close I think DH and I are going to try to get it anyways..........I have already talked to my moms BF who is a contractor if he could help us and he said no problem.....we pay for the materials and he will get the house the way we want it.

[Horseless]

good lord whats a FIL and BIL, Im confused!!! :eek:

[cowboyup3371]

Father in law and brother in law...course for you Horseless that is just your brother. :rolleyes:

[rums_mom]

:eek::rolleyes::cowboy::hysterical:

Good one....Cowboyup, I had to really consider that...............